A home symbolizes family, rest and security – it’s not just four walls and a roof.  Because of this, home buying can be an emotional undertaking.  And for most people, a home is the biggest purchase they’ll ever make.  Having a concerned, but objective, third party helps you stay focused on both the emotional and financial issues most important to you.

Every member of the NATIONAL ASSOCIATION of REALTORS® makes a commitment to adhere to a strict Code of Ethics, which is based on professionalism and protection of the public.  As a customer of a REALTOR®, you can expect honest and ethical treatment in all transaction-related matters. 

In the buyer’s packet linked to this page you will find many helpful tips to help you in your quest for a home.  Tips such as: questions to ask when choosing a REALTOR®, questions to ask your lender, questions to ask the home inspector, tips to lowering homeowner’s insurance costs, and property tax questions.

The mortgage calculator link will help you determine what your payments will be and give you a good idea of what you can afford before you start looking.

We at BIG SPRING REALTY are committed to helping you toward your goal of home ownership and hope that the information on our web-site is a useful tool for you.

Home Value: $ Loan amount: $ Interest rate: % Loan term: years Start date: Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 Property tax: % PMI: % Output parameters » Draw charts Monthly vs bi-weekly payments Show annual amortization table Show monthly amortization table Free Mortgage Calculator

Helpful Downloads For Home Buyers

5 Factors That Decide Your Credit Score 5 Property Tax Questions You Need to Ask 5 Things to Know About Homeowner’s Insurance 5 Things to Know About Title Insurance 6 Creative Ways to Afford a Home 7 Reasons to Own Your Home 8 Tips to Guide for Your Home Search 10 Questions to Ask Home Inspectors 10 Questions to Ask the Condo Board 10 Questions to Ask Your Lender 17 Tips for Packing Like a Pro Budget Basics Worksheet Closing Documents You Should Keep Common Closing Costs for Buyers Common First-Time Home Buyer Mistakes Get Your Finances in Order: To-Do List How Big of a Mortgage Can I Afford? How High Tech Home is Your Home? Lender Checklist: What You Need for a Mortgage Loan Types to Consider Pros and Cons of Going Condo Questions to Ask When Choosing a REALTOR® Specialty Mortgages: Risks and Rewards Take the Stress Out of Home buying Tax Benefits of Homeownership Tips for Buying in a Tight Market Tips for Finding the Perfect Neighborhood Tips for Lowering Homeowner’s Insurance Costs What a Home Inspection Should Cover What’s a Home Warranty? What Not to Overlook on a Final Walk-through What You Can Do to Improve Your Credit Why You Should Work With a REALTOR® Your Property Wish List All the above documents in one file: